Frequently Asked Questions

 What is a lawsuit funding cash advance?

If your case qualifies, we will advance you immediate cash against the proceeds from your lawsuit when it is resolved through settlement or trial. 

2.What are the benefits of a lawsuit funding cash advance?
An advance will replace lost income, and help you cover living expenses and pay medical bills while you wait for your case to settle. 

3.Will my case qualify for an advance?
We considers each request for an advance on a case-by-case basis. We will thoroughly review your case, and our underwriters will make a decision within 48 hours of receiving the required documentation from your attorney. 

5.How is an advance different from a loan?
Loans must be repaid, regardless of your circumstances. Loans are issued based on your credit and employment history, and loans require monthly payments. A lawsuit advance is NOT based on your credit history or employment, and there are no up-front fees and no monthly payments. Your lawsuit advance is repaid in one lump payment from the proceeds of your lawsuit settlement. 

6.How much money can I receive?
The amount of money you can receive depends on the probable value of your claim and its chances for a favorable outcome. You are free to request any amount. 

7.How much can I expect to pay for an advance from you?
Our rates are based on several factors, including the amount of the advance and the level of risk associated with your case. The risk premium on a lawsuit advance will generally be higher than the interest rate on a conventional loan. 

8.Is a non-recourse advance more expensive than a bank loan?
Yes, because non-recourse advances and bank loans are very different. You are not required to repay your non-recourse advance if you do not receive a payment from the defendant. A bank loan will cost you less, but it has to be repaid regardless of the outcome of your case, and you will have to make monthly payments until your lawsuit is resolved. 

9. Should I use my advance to pay off my credit cards?
You are probably better off making monthly payments until you receive the proceeds from your lawsuit. 

10. How long does it take to receive an advance?
We cannot evaluate your request until we receive documentation from your attorney so we can thoroughly review your case. However, once we have the documentation we need, we will evaluate your request immediately and make a decision within 48 hours. 

11. What is an "out-of-court settlement"?
Many lawsuits are settled out of court when all parties to the lawsuit agree on a resolution to the dispute. This usually involves the defendant compensating the plaintiff for his or her damages without going to trial. 

12. May an attorney refer a client to us?
Yes. In fact, several state bar associations have issued favorable ethics opinions regarding an attorney's ability to refer clients to an institution that will provide non-recourse funding. 

13. What is the "risk premium"?
The "risk premium" is the amount of money that will be paid to this site out of the proceeds of your lawsuit settlement in addition to the funds already advanced to you. 

14. Do we participate in the lawsuit once you receive an advance?
We do not participate in your lawsuit in any way whatsoever. 

15. What does "identifiable" injuries mean?
It means that your injury can be seen or diagnosed by objective means such as MRI, X-Ray, CT Scan or other technology. Calculations of property and commercial damages must have a sound basis. 

16. Can we represent you in a lawsuit?
No. We do not practice law and do not provide legal services. If you are having a hard time finding an attorney, we will do our best to refer you to an attorney with whom you will feel comfortable. 


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